Which mechanism allows a court to collect money from a debtor after a judgment by seizing assets or wages?

• A. Notice of Appearance
• B. Writ of Garnishment
• C. Service on Minors
• D. Nail and Mail

Answer: (B)

After winning a judgment, the way to collect money by taking the debtor’s assets or wages is through a writ of garnishment. This tool directs a third party who holds the debtor’s funds—like an employer or a bank—to withhold or turn over money to satisfy the judgment. The court issues the writ, serves the garnishee, and the garnishee must withhold a portion of wages or transfer funds up to the amount due, subject to any protected exemptions. This mechanism specifically targets money controlled by someone other than the debtor, which is why it’s the correct approach for seizing wages or banked funds after a judgment. It’s different from notices of appearance, which are filings to participate in a case; service on minors, which pertains to serving a minor party; and nail and mail, a method of serving process when standard service isn’t possible.